An introduction is not a recommendation. Before committing, understand the developer, ownership structure, local market, all costs, currency exposure and what happens if the plan changes.
M&I can open the conversation and coordinate relevant contacts. Legal, tax and investment decisions stay with appropriately qualified professionals.
One property. Different purposes.
Personal useRental investmentMixed use
International ownership. Management on the ground.
Selected projects offer partner-managed short-term or long-term letting. Availability and scope depend on the project, contract and local rules. Before buying, establish who runs the service, what they charge and which responsibilities remain with the owner.
Compare income after costs, owner responsibilities and contract exit terms. Management does not guarantee occupancy or returns.
Open a question to see what to check and how to frame your own answer.
01What exactly am I buying?
Check the legal title, what is included and whether ownership can be transferred. Distinguish a completed home from an off-plan commitment or a share in a structure.
Your answer should sound something like:
I can describe what I will own, how I may use it and which documents confirm this.
02What evidence supports the proposition?
Ask for verifiable documents, completed projects and comparable local transactions. Separate observed results from forecasts and check the assumptions behind rental projections.
Your answer should sound something like:
I know which figures are documented, which are estimates and what still needs independent checking.
03Which local rules apply to my plan?
Have an independent local lawyer check buyer eligibility, ownership restrictions, permissions and letting rules. Ask a qualified tax adviser about local and home-country obligations; do not assume a purchase grants residency.
Your answer should sound something like:
My intended use has been checked for this location and my circumstances before I commit.
04Does the location fit real life?
Look beyond the view: transport, services, seasonal demand, language and local customs. For letting, check the operator, guest or tenant support, maintenance and reporting. The scope of service should be set out in the contract, not just a presentation.
Your answer should sound something like:
This location fits my purpose and I know who will handle day-to-day matters.
05Can I carry the costs if the plan changes?
Budget for purchase, running costs, tax, finance, currency movements and management fees. Assess rental income after costs. Allow for vacancy, delays and a slower resale; check cancellation terms and your cash reserve.
Your answer should sound something like:
I have a reserve and a realistic exit plan that do not rely on a promised return.
A starting point for discussion. The detail depends on the country, property and your circumstances.
GOV.UK practical guide: buying property abroadBefore we talk: your property brief
Outline the country or location, purpose, total budget, funding approach, timing and how involved you want to be. If rental is part of the plan, identify short- or long-term letting and the costs and services you expect a local manager to cover.
Does management mean guaranteed rental income?
No. Check the operator, contract, fees, maintenance, reporting, local letting requirements and vacancy assumptions. Management is a service; it does not remove investment risk.
Who handles the purchase and who handles the rental?
An introduction connects you with a relevant partner. The seller or developer, independent legal and tax advisers, and any management operator have separate responsibilities. Confirm each role, scope and contract before committing.
