Regulatory information
Know who does what
Current status
This public website provides general information and initial contact. Firm, principal/network and FCA disclosures remain subject to verification and approval. No FCA authorisation, appointed-representative status or principal relationship is claimed by this website.
Mortgages
Content and calculators are general information. A regulated recommendation must be made through the appropriately authorised adviser and firm process. Eligibility, mortgage offers and lending decisions belong to the lender. Your home may be repossessed if you do not keep up repayments on your mortgage.
International & overseas property
Our proposed role is access, introductions and cooperation with property partners. The legal and regulatory treatment depends on the actual arrangement. This wording is not a declaration that every property-related investment falls outside regulation. Independent legal, tax and financial advice may be needed.
Fees and relationships
Before a client engages a service, the responsible firm, scope, fees and any relevant referral remuneration must be explained under the approved process. No fee structure or partner commission is confirmed on this page.
Concerns and complaints
For a concern about the website or an initial enquiry, contact office@marcingrzelak.com. The regulated complaints procedure and any applicable Financial Ombudsman Service or compensation information will be added only after the responsible firm and scope are confirmed. No blanket protection is claimed.