Interactive planning tools
Turn a headline
into a scenario.
Use your own figures to explore an illustration. These tools do not assess affordability, recommend a product or confirm that lending is available.
Choose a calculator — select one of the three options below.
ILLUSTRATIVE MONTHLY PAYMENT
£1,710What if the rate were higher?
Change the increase to compare monthly payments. This is a constant-rate scenario, not a rate forecast or lender stress test.
Monthly payment in that scenario—
Monthly difference—
How to read these figures
Monthly payments are calculated with the entered rate unchanged for the whole term. Interest-only leaves the original capital to repay at the end. These figures do not assess affordability.
See how the mortgage balance changes
INDICATIVE LOAN
£382,500LOAN TO VALUE
85.0%This percentage is a calculation only. It does not confirm eligibility or lender availability.
ILLUSTRATIVE DIFFERENCE OVER PERIOD
Repayment mortgages only, with the same balance and remaining term. Rates are assumed unchanged throughout the comparison. Fees and ERC are paid upfront. Difference = current interest minus new interest, fees and ERC. This is not a product recommendation.
Figures are illustrative and may be rounded. Monthly-payment and LTV tools exclude fees, insurance and taxes. Remortgage includes only the fees and ERC you enter. Rates are assumed unchanged; these are not live product quotes. They are not a mortgage illustration or personalised advice. Your home may be repossessed if you do not keep up repayments on your mortgage.
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